| Thursday, July 19, 2007 |
| Understanding Illinois Auto Insurance |
Illinois auto insurance is a must for people living inside the borders of the state of Illinois. It doesn’t make any difference how far work is or what time of day a person drives. If someone lives in Illinois, they have to have Illinois auto insurance. Every state has some small differences in the law but most of the regulations concerning driving a car are the same. When people get insurance in the state they can use any insurance company licensed in the state. This means that if a person moves to Illinois, if they have a large nationwide insurance company, they should be able to keep their insurance company and not have to look around. Most of the different large insurance companies that advertise on the television, radio, and internet have licenses for all fifty states.
When a person moves into Illinois they do need to find out what some of the laws are in the state before driving very much. If not, the law enforcement will ticket the person and that goes directly against their Illinois auto insurance. To find out about the specific traffic laws for the state of Illinois a person can get a state drivers education handbook and review it.
One thing that some people may not know is that they can be ticketed for talking on a cell phone while driving. Studies have proven that a person talking on the phone while driving is impaired the same amount as someone who drives while intoxicated. With the cell phone being as distracting as drinking, people should just wait until they can leave the car to talk with whomever.
Reducing The Rates For Illinois Auto Insurance
One great thing that happens when more people obey the law is that the insurance rates can drop. Between 2003 and 2004 the insurance premiums dropped about four percent. This might not seem like much but if a person would look at what they pay and subtract the four percent, it becomes evident that there is extra money left over to work on the house or go out to dinner or even take a small trip. Making Illinois auto insurance more affordable is well worth being extra careful to follow all vehicle and traffic laws. If everyone would follow the laws there would be less traffic accidents and less traffic tickets which in itself is a great benefit but would only be enhanced by having less expensive Illinois auto insurance. |
posted by Joe @ 8:06 AM
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| Reasons To Go With Metlife Auto Insurance |
You may recognize the Metlife name because of their long association with the characters of the Peanuts comic with the company. Indeed, Snoopy graces their website to this day, a long-term association. But there’s more to Metlife auto insurance than who they use as their spokesman characters. Metlife is a company with a reputation for providing quality insurance coverage, and so when you need to insure your car or truck, turning to Metlife auto insurance should be given due consideration. If you haven’t looked into this company for your insurance, here are a few reasons why you should:
A Long History
One of the best reasons to go with Metlife auto insurance is because they have more experience in the insurance business than most companies, weighing in at over 130 years in business now. With such a long history, you’re guaranteed a company that knows how the insurance business works. If you want a company that’s built a business behind solid business practices, this means going with Metlife for auto insurance and not some no-name company.
Discounts For Claims-Free Driving
A great feature you get with Metlife auto insurance is rewards for driving for a period of time without generating any claims. The benefits can be pretty nice, reducing the deductible by up to $50 for each year of claims-free driving you have. For those who aren’t prone to accidents, then this is a guaranteed savings in the event you do ever meet with some bad luck and need to come up with the cash for your car’s deductible.
Guaranteed Replacement Of Parts
Another benefit that comes from selecting Metlife auto insurance is that they guarantee replacement of certain parts in the event of an accident, no matter what. Since most of the parts, like tires, shocks, and brakes, are pretty critical parts of the car and parts that directly affect the car’s safety. When you’re in an accident, any lowered cost is going to be a big help, even with insurance coverage, so it’s a good benefit you get from Metlife auto insurance.
For those with new cars, the guaranteed replacement that comes from Metlife auto insurance will cover your entire car. Made for those who get their car ruined with less than 15,000 miles on it, this coverage from Metlife auto insurance guarantees that an awful situation, the wrecking of your new car, won’t end too badly, since you’ll get another new car out of the deal. It’s just one of the benefits that makes Metlife auto insurance a great choice when you need coverage. |
| posted by Joe @ 8:05 AM
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